First Time Home Buyers

First Time Home Buyers First Time Home Buyers understand that owning your own home is one of the cornerstones of the American dream. Indeed, low interest rates over the past decade have meant that more Americans than ever before have become first time home buyers....

Down Payment Assistance

Down Payment Assistance Now Available Down payment assistance can mean the difference of renting or owning.  Can you qualify for a purchase loan but you are short the funds for a down payment?  You’re not alone!  Thousands of potential home buyers are well...

FHA Loans

FHA Loans with Down Payment Assistance FHA does not provide loans; rather FHA loans are government insured loans made available to assist homeowners and home buyers in obtaining financing.  FHA loans have more flexible credit guidelines compared to conventional home...

What Is a Credit Score?

What Is a Credit Score? What is a credit score?  A credit score is one of several pieces of information a lender uses to decide whether or not you qualify for a loan. If you’ve ever had a car loan or a credit card, you’ve had a credit score, even if you didn’t know...