California Median Income by County

California median income by county is the average income for each county in California.  The information was taken directly from the HUD website    The 2016 California median income limits are listed below.
median income

The Zero Down California ® program supplies the additional 3.5% financing on top of the FHA 96.5% loan for a combined loan to value (CLTV) of 100%.  In the event an applicant makes less than 115% of the median income of the county in which they are purchasing a home, the 3.5% loan would not have to be paid back (so long as the home buyer has been making payments on the principal and living in the property for 3 years).    This program is perfect for those home buyers that can make a mortgage payment but they are currently lacking the funds for a down payment.

The 100 percent financing option is a great way for those with limited down payment funds to take advantage of the historical low interest rates.  We are a direct lender, so all underwriting is performed in house.  You will not have to apply at a separate company for your FHA loan or for the 3.5% loan.   There is no maximum income restriction, and this program is available whether this is your first time buying a property or you have purchase a property in the past.   Complete the quick information box at the side of the page to get started now!

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California Median Income by County 2016

County Name

ALAMEDA

ALPINE

AMADOR

BUTTE

CALAVERAS

COLUSA

CONTRA COSTA

DEL NORTE

EL DORADO

FRESNO

GLENN

HUMBOLDT

IMPERIAL

INYO

KERN

KINGS

LAKE

LASSEN

LOS ANGELES

MADERA

MARIN

MARIPOSA

MENDOCINO

MERCED

MODOC

MONO

MONTEREY

NAPA

NEVADA

ORANGE

PLACER

PLUMAS

RIVERSIDE

SACRAMENTO

SAN BENITO

SAN BERNARDINO

SAN DIEGO

SAN FRANCISCO

SAN JOAQUIN

SAN LUIS OBISPO

SAN MATEO

SANTA BARBARA

SANTA CLARA

SANTA CRUZ

SHASTA

SIERRA

SISKIYOU

SOLANO

SONOMA

STANISLAUS

SUTTER

TEHAMA

TRINITY

TULARE

TUOLUMNE

VENTURA

YOLO

YUBA

HUD

Median Income

$93,600

$78,700

$70,400

$57,100

$70,200

$58,300

$93,600

$52,800

$69,400

$49,500

$53,100

$51,500

$48,400

$72,000

$53,300

$47,500

$50,700

$67,300

$62,400

$46,900

$107,700

$63,900

$53,600

$44,600

$47,500

$74,100

$63,500

$82,500

$71,700

$85,000

$69,400

$56,600

$61,400

$69,400

$73,300

$61,400

$73,500

$107,700

$58,600

$76,400

$107,700

$77,100

$107,100

$85,100

$50,900

$53,800

$48,400

$77,600

$75,900

$56,800

$55,900

$50,300

$48,600

$41,800

$60,700

$88,300

$74,100

$55,900