What Are Closing Costs?

What Are Closing Costs? What Are Closing Costs?   That question is often asked by first time home buyers and people not necessarily familiar with the home buying process.   Closing costs are all of the costs and fees paid at the end (closing) of a real estate...

First Time Home Buyers

First Time Home Buyers First Time Home Buyers understand that owning your own home is one of the cornerstones of the American dream. Indeed, low interest rates over the past decade have meant that more Americans than ever before have become first time home buyers....

What Is a Credit Score?

What Is a Credit Score? What is a credit score?  A credit score is one of several pieces of information a lender uses to decide whether or not you qualify for a loan. If you’ve ever had a car loan or a credit card, you’ve had a credit score, even if you didn’t know...